Hawaii Insurance License Practice Exam 2025 – Complete Prep Guide

Question: 1 / 400

What are the minimum required limits of liability insurance in Hawaii?

15/30/5

20/40/10

The minimum required limits of liability insurance in Hawaii are indeed 20/40/10. This means that in the event of an accident, the insurance must cover up to $20,000 for bodily injury to one person, up to $40,000 for bodily injury to two or more people, and $10,000 for property damage. These limits are established to ensure that drivers carry adequate coverage to protect themselves and others on the road in the event of an accident.

The figures reflect a recognition of the potential costs associated with car accidents, including medical expenses and property damage. These limits help to safeguard the financial interests of both the insured and third parties involved in an accident. It's vital for drivers in Hawaii to understand these minimums, as failing to meet them could lead to penalties and liability for any costs exceeding their coverage.

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25/50/20

30/60/15

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